3 Less Obvious Perks of Having a High Credit Score

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In 2023, the average U.S. credit score was 715, according to Experian, one of the three credit reporting bureaus. For context, a 715 is considered a good score, but it's not particularly high.

Credit scores range from 300 to 850 under the FICO model, which is the one most commonly used. FICO® Scores of 740 to 799 are considered very good, while scores of 800 or more are considered exceptional. So if you have a score that's at least 740, you can consider yourself someone with a high credit score.